Identity verification is necessary to ensure a person’s identity matches the one it is supposed to be. In simplest terms, it is the process of proving your identity. It is important to provide your identity, especially in business organizations, whether government or private organizations, for security reasons. Technology has made this easier as most user identity verification is done digitally online.
This method is more secure, fast, and convenient for users, even when they are in remote areas. Digital identity is how you as an individual are presented in digital documentation online. It can include name, date of birth, phone number, home address, or even email address. These identity credentials can access online accounts, company/industry services, and other activities.
Approaches used in identity verification
User experience: How easy is it to use? The whole identity process should be smooth and fast for your users. When a customer has too many problems gaining access to a signup process, they may quit and leave it at that.
Cost: How costly can it be to maintain and protect the data and credentials of your customers? Always ensure the method you choose for data protection is safe and secure, and no fraud cases will occur. It can be costly, but a good method to protect all data and offers great privacy with no fraud cases involved.
Reliability: The exposure of the previous attacks may impact the confidentiality of the source data. Ensure great evaluation is done so as not to risk any past mistakes that may have happened previously. This will ensure data integrity, quality, and performance.
Methods mostly used for identity verification
Government-issued identification (IDs)
There are several government-issued ids, including national identity, passports, driver’s licenses, residence permits, and voter identification documents. Nonetheless, this method is prone to fraud and forgeries, since they are very common, especially in the ID industry. Any company/industry should ensure no ids forgeries are presented to them to ensure they have correct information about all individuals they associate with.
Databases
Every organization should use databases software that they can trust to protect its user’s details at a higher level. A database can store a great amount of data electronically in a computer in various structures such as a table and size for easy access and use depending on the information.
Phone numbers and email
Email addresses and phone numbers can be relied on as ways to verify a person’s identity online with just a single click. It is used when trying to login into certain accounts as a customer of certain organizations through your computer using the internet. Most management will require you to verify your email address, phone number and password to access their service online.
Companies use a digital market platform such as online marketing to sell their items, and identity verification is done for ease of process for both customers and the company/industry.
Biometrics technologies
Biometrics is a unique way that can be used to verify a person’s identity, and significant investment is required if chosen as one of the security solutions. Biometric authentication involves fingerprints, facial traits, retina eye scans, or the user’s voice. These kinds of technology trends, like, fingerprints, are common among phone users who can use them for privacy reasons.
With the great evolution of industries, anyone needing their services will require fingerprints to get access through some of these companies. All this is done for security purposes on the premises. Biometrics is a user-friendly platform and gives a secure user experience. Biometrics Provides this security solution as it is impossible to fake or steal as everyone has a unique set of biometrics example, fingerprints.
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